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Autoenrolment Pension Schemes

16 junio 2026

This document is structured as a ten-point guide to autoenrolment in pensions. It addresses its foundations, behavioural rationale and the most relevant international experiences. It analyses the key design features, including contributions, incentives, investment options, opt-out and re-enrolment. It also examines the legal, tax and operational framework, with a particular focus on Spain. Its aim is to provide a practical guide to the principles and best practices that could inform its potential implementation in Spain.

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